FlujiPay vs Stripe

The Stripe Alternative Built for High-Risk

Stripe is great — until they freeze your account. FlujiPay accepts the merchants Stripe won't touch, with a dedicated account manager and weekly payouts.

FeatureFlujiPayStripe
High-risk merchants accepted
Manual underwriting
Account freeze risk
Dedicated account manager
Weekly payouts
IPTV / streaming support
Gaming & gambling support
Crypto payout (USDT/USDC)
AI fraud detection
WooCommerce plugin
REST API
Multi-currency

Why Merchants Leave Stripe

Stripe freezes high-risk accounts

Stripe uses algorithmic risk scoring. If your business is in IPTV, gaming, adult content, digital products, or nutraceuticals, your account can be frozen with 0 to 14 days notice and funds held for up to 180 days.

No manual underwriting

Stripe approves merchants automatically. This means they have no process for evaluating your actual business model — and when chargebacks spike or a category gets flagged, you get terminated without a conversation.

Slow payouts by default

Stripe's default payout schedule is 2–7 business days. For merchants who depend on cash flow, this delay compounds over time. FlujiPay pays out weekly — every week, predictably.

No support for your industry

Stripe's terms of service explicitly prohibit many high-risk categories. FlujiPay was built specifically for these merchants — with underwriters who understand your industry and can structure a processing solution that works.

Ready to switch from Stripe?

Apply today. Our underwriting team reviews your application manually and responds within 48 hours.

Apply for a merchant account